How it works

Our payment
solution puts
you first

Shop now and split in 4. No late fees, Sharia compliant.
Your go-to for convenience

Flexible, secure payment solutions

Shop now and split your payments. No late fees, Sharia compliant.

26,000+ stores

From noon to SHEIN, explore brands you know and love, and discover new favorites with Tamara.

Exclusive discounts with Farah

Enjoy a wide range of exclusive discounts from your favorite stores with Farah, our discount program!

Flexible, secure payment solutions

Shop now and split your payments. No late fees, Sharia compliant.

26,000+ stores

From noon to SHEIN, explore brands you know and love, and discover new favorites with Tamara.

Exclusive discounts with Farah

Enjoy a wide range of exclusive discounts from your favorite stores with Farah, our discount program!

How
it works

01 / 04

Explore

Browse over 26,000+ stores and discover your new favorites!

Shop now

02 / 04

Shop

Shop and select your preferred Tamara payment plan at checkout! No late fees, Sharia compliant.

Shop now

03 / 04

Manage

Always stay on top of your payments

Shop now

04 / 04

Save

Enjoy exclusive discounts with the Farah discount program.

Explore discounts

How
it works

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Questions you might ask

Do you charge late fees?

We charge absolutely no late fees on your payments and are 100% Sharia compliant.

You say you charge no interest. How do you make your money?

Our profits primarily come from our merchants, who we charge fees to work with. In some cases, a minor service charge may also be added to your order total to ensure that we can keep providing you with the smooth shopping experience you deserve.

Please note that we do not charge late fees on any of your payments.

Am I eligible to sign up for Tamara?

If you’re older than 18 years of age and are a legal citizen or resident of Saudi Arabia, the United Arab Emirates, or Kuwait, then yes, you are!

Why was my order declined?

There could be several reasons, including but not limited to the following:

  • Your card isn't activated or fit for e-commerce

  • You have prior commitments to your bank/telecommunications company and/or are flagged by Simah/Al Etihad Credit Bureau (AECB)/Ci-Net.

  • You have unpaid bills from Tamara

  • Tamara's intricate risk system considers the value of your purchase too high.

  • The value of the items you're trying to buy exceeds the allowed limit.

If none of the above reasons apply to you, please try with a different card!

Shopping game on? Get the app!

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Transform your online shopping experience with Tamara
Tamara Finance Company (a joint-stock Saudi company)
Under the Supervision and control of The Saudi Central Bank (SAMA) as per Permit No: 74/AH/202306
The capital is 515,000,000 Saudi Riyals.
Commercial Registration No: 1010627663. Unified No: 7016874419. Tel. 8001240441.
King Abdullah Branch Road, King Salman Dist. Building No. 2907, Postal Code 12444, Riyadh, Kingdom of Saudi Arabia.
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Scan and get Tamara app

Tamara is available in Saudi Arabia, the United Arab Emirates, and Kuwait.

Tamara is available in Saudi Arabia, the United Arab Emirates, and Kuwait.

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